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You further authorize us to collect for you payments related to a Sub-Deposit Account, and to execute and deliver or file on your behalf all appropriate receipts, agreements, releases and other instruments, including whatever agreements may be required to establish and maintain the Sub-Deposit Account or to establish your ownership interest in the Sub-Deposit Account. For example, Earnin may use this information to display ads on Services on third-party websites. We also use some of this information to improve our the Earnin Site and Services, provide you with information on events you may be interested in, provide specific communications and Earnin Services relevant to your location, advertisements and to develop new services and let you know they are available. If you need help in changing your Profile information, please email us at support@earnin.com or live chat the Earnin team via the mobile app. If you have questions regarding these Terms of Service or the practices of Earnin, please contact us at support@earnin.com, using live chat with the Earnin team via the mobile app, or you can send us a letter at: ActiveHours Inc., dba Earnin More information about how we use this third party information can be found in Section C: Information from Third Parties. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. Service Specific Collection of Information: This section explains how Earnin shares your information. In accordance with our routine record keeping we may delete records that contain Personally Identifiable Information you have submitted through the Earnin Site and Services. If Earnin learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. Use transaction data to confirm a Qualifying Purchase or return to match transactions to confirm whether you qualify for a statement credit or an offer; You authorize the sharing, exchange and use of transaction data described above and herein by and among Activehours and Activehours' third party service providers, applicable Payment Card Networks and applicable merchants. Make sure everyone feels safe. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. Identification Information: You may also be asked to provide identification information to confirm your identity, including your first and last name, zip code and phone number. These terms of service ("Terms of Service") constitute a legal agreement between you, and ActiveHours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. All funds associated with your deposit account are held by Evolve Bank & Trust. If you do not wish to receive these Terms of Service or the Communications electronically, you may not use the Sites or Services. Boost Please!! By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For example, we may use this non-Personal Information to generate aggregate user statistics, create infographics and other data graphs, train artificial intelligence models, demographic information, and usage information. Activehours offers various tools and functions through the Sites (the "Services"), that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). You may not receive a credit if it is not posted by your card issuer. terms of . As outlined above, Earnin accepts voluntary tips in appreciation for Services rendered. YOU ACKNOWLEDGE AND AGREE THAT WHEN Activehours IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD PARTY SITES, Activehours IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. We are under no obligation to place your funds with an Insured Depository Institution. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. , Removing your Bank Account may affect your ability to receive the Earnin Services. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. To the extent that any so-called "moral rights," "neighboring rights," or similar or analogous rights apply to any User-Generated Content and are not exclusively owned by Earnin, you agree not to enforce or assign, or permit any third party to enforce or assign, any such rights. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. app .link/Bk2Lzkatevb. If your bank is not listed, then Earnin unfortunately is unable to support it as of today and you will not be able to use the Site or Services. When you Pay It Forward, Earnin may use the Personal Information we collect for other purposes such as: 7. We will recoup payment for Pay Outs or a payout for Balance Shield directly from your bank account upon deposit of your next paycheck. Cookies are small data files that are stored on your hard drive or in device memory by a website. Health Aid is for informational purposes only and does not guarantee any results. In order to respond to a request from government authority or a payment organization involved in a transaction with you or a merchant. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. If we have not verified the Required Identifying Information that you have provided to us, you have not provided all the Required Identifying Information, or you have not completed the account registration process, you may be unable to use Earnins Services and Site. Balance Shield. We may also limit the number Cash Outs that you can request at any given time or over a period of time, or decline to extend a Cash Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. Can anyone in the Earnin Community help me boost my Max? In your request, please attest to the fact that you are a California resident and provide a current California address for our response. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. If you register a debit card, your transaction must be processed as a credit (i.e., signature) transaction to make sure the transaction can be monitored. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. For more information about voluntary tips please reference the specific service below. You may only have one account with Earnin. 200 Portage Ave Community Members may submit a request to delete their information through our Privacy Manager here, CCPA. Cash Out. Attn: Compliance Team For example, Earnin may use this information to display ads on Services on third-party websites. The actions we may take include the following: we may hold you liable to Earnin for the amount of damages caused by your violation of these Terms of Service. We receive information in a few different ways: Any Personal Information collected is available to us and may be available to third-party service providers involved in the operation of the Earnin Site and Services. Cash Back Rewards. Information from Third-Party Sites: In order to display information to you or to fulfill your requests for certain products and services through a Service, we may collect, on your behalf, your account and other personal information from Third-Party Sites that you register under your account via the Service. Not all transactions with your registered Visa, MasterCard and American Express card are tracked by Visa, MasterCard and American Express. Max Boost We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. We may also transfer funds from your Tip Yourself Account to your Bank Account without notice to you upon the closure of your Tip Yourself Account at any time if required by applicable law or if we, in our sole discretion, suspect Tip Yourself is being used for illicit purposes or otherwise in violation of these Terms of Service. Certain internet browsers have incorporated Do Not Track features. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. For example, this Personal Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. Without limiting the foregoing, no Content on the Site or in the Services may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Earnin. For example, we may use your information to pre-fill form fields on the Sites for your convenience. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. With all of Earnins Services and the Site, you choose whether to pay, what to pay, and how often you pay. Does Earnin sell you Personally Identifiable Information? With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members. With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members for Personally Identifiable Information not otherwise excluded by the terms of CCPA or any associated regulations or guidance. If you have already enrolled the debit or credit card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Cash Back Rewards and the other Empyr, Inc. operated program. Throughout this Privacy Policy, Earnin uses the term Personally Identifiable Information (PII) to describe information that can be associated with you and/or identify you. You understand that, in return for agreement to this provision, Earnin is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personal Information only for those employees who require it to fulfill their job responsibilities. Tip Yourself Any dispute with Activehours, or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case Activehours may seek such relief in any court with jurisdiction over the parties. Notify you electronically so that you are a California resident and provide a current California address our. Collect for other purposes such as: 7 Earnin shares your information to their., and how often you pay it Forward, Earnin may use this to! The risk associated with your Tip Yourself account please reference the Specific service below pay it Forward, may! Community help me boost earnin max boost help Max receive a credit if it is not posted by your card.... 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